How to Set up a Bank Account
The Steps to Set Up a Bank Account:
Once you get a job, you will want to set up a bank account. Banks are about as plentiful as restaurants. Your best bet is to ask your friends who they bank with and why. Next, you should walk into a couple of banks and get information on starting an account; some banks charge for checking and savings accounts. You will want to ask what their fees are, and compare them with other banks in the area.
Here are some questions you might ask before signing up for an account:
What options do you offer for deposits? For example, if you are looking for direct deposit for your paychecks, you’ll want to make sure they provide that option for the type of account you are wanting to set up.- What is the cost of having a bank account?
- Some banks charge a small fee to have an account with them. Sometimes, this fee can be waived for reasons such as direct deposit or keeping a certain dollar amount in the account.
- What fees do you charge for overdrafts?
- Do you provide a debit card?
- Can I do online banking?
It is important to keep all your banking information private. You do not want to hand your account information out to anyone except the bank employees. Don’t forget to keep all your banking paperwork in a safe secure spot.
Note: It is important that you to keep track of all your spending and account deposits. You can do this with a check registry.
The picture to the left is what a check registry looks like; it is an easy way to make sure that you do not spend more money then you have in the bank. Be sure to write clearly so that you do not make any mistakes. Banks carry these booklets for free.
How to Get a Copy of Your Birth Certificate
How to Get a Social Security Number
How to Set up a Bank Account
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